Abstract: Researcher established an ideal on E-payment and performance of transaction of goods and services in rice growers’ cooperative. A case study of Cooproriz Ntende in Gatsibo District, Rwanda. The study targeted a population of 3,867 beneficiaries, with a sample size consisting of 362 respondents. A combination of descriptive and inferential statistical methods was utilized for data analysis, which was conducted using SPSS software version 25.0. Descriptive statistics were employed to generate frequency tables, percentages, means, and standard deviations, while inferential statistics facilitated the use of Pearson correlation and a multiple regression model to examine the relationship between independent and dependent variables. The findings demonstrated significant relationships between e-payment prospects, e-payment promotion efficiency, and the performance of goods and services transactions, with correlation coefficients of 0.701, 0.584, and 0.679, respectively. Statistical analysis confirmed that e-payment prospects (p-value = 0.000) and e-payment promotion efficiency (p-value = 0.000) were significant predictors of performance. However, the relationship between the prospects and challenges of e-payment adoption and performance was not statistically significant (p-value = 0.084). The study concluded that e-payment significantly influences the performance of goods and services transactions in the rice growers’ cooperative. It recommended that the Ministry of Agriculture and Animal Resources (MINAGRI) and the Ministry of Trade and Industry (MINICOM) should provide ongoing professional guidance to farmers to enhance farming practices and encourage active participation in e-payment systems, thereby supporting economic growth and improving their financial well-being.